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Fast Facts: What is a Health Insurance Marketplace

The Patient Protection and Affordable Care Act (ACA) requires a health insurance marketplace or exchange to be established in each state.  The marketplaces are entities organized to provide competitive markets for buying health insurance for individuals who do not get health care coverage through their employers and small businesses (in separate Small Business Health Options or SHOP Exchange).  To learn more about the health insurance marketplaces, please read our Fast Facts.


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